We have tools to help you manage your money.
Maximize your resources when you access these cash management tools. Granite Bank is proud to offer a wide variety of services to help your business manage your cash flow. Enjoy the convenience of 24/7 access to your accounts through Online Banking, and check out the additional cash management tools we offer below.
Cash Management Services include:
- Online Banking
- Online Bill Pay
- Business Check Card
- Merchant Card Services
- Credit Cards for Business
- Wire Transfers – Domestic and International
- ACH Payments
- Desktop Deposit
- Telephone Transfers
Discover the convenience of originating your own ACH (Automatic Clearing House) payments.
CREDIT ACH ORIGINATION
- No paychecks to write or sign
- No lost paychecks to replace
- No paychecks to reconcile
- Employees have no need to deposit paycheck
- No more checks to write or sign
- No checks to reconcile
- Send payments faster
DEBIT ACH Origination
One-time or recurring billing
- Invoice for products or service
- Automatic recurring billing
- Convenience for your customers
- Easily move money from one bank to another
Within your Business Online account, ACH Manager allows you to view an incoming ACH activity, establish a new ACH transfer, review and approve ACH transfers or generate reports to print.
- Delegate ACH origination authority with limits to authorized employees.
- Establish secondary ACH origination approval authorizations.
- View incoming ACH transaction details.
- Print and save generated reports of ACH transaction history.
- Establish a new ACH transfer or use an existing ACH transfer to establish a new transaction.
- Use ACH templates to speed entry and increase accuracy.
Are you tired of making that dash to the bank to deposit your checks? With Desktop Deposit, you can scan and submit your checks electronically from the convenience of your place of business.
- Use a check scanner and Granite Bank’s Business Online Banking on your PC to quickly and conveniently scan your check deposit.
- Balance your deposit at your desk.
- Retrieve information from prior deposits.
- Track deposits by naming and categorizing them.
Need to send money quickly to other banks, companies or individuals? Wire Transfers can give you the convenience and control to initiate transfers from your location.
Time Savings and Convenience
- Request wire transfers using Granite Bank’s Online Banking software on a PC or smartphone.
- The integrity and confidentiality of your deposits are protected by an encrypted Internet connection.
- Authentication- Two-factor authentication helps ensure wire originators are authorized.
- Dual Control and Limits- Help ensure proper wire authorization and eliminate errors.
- Call Back- Every wire initiated will receive a manual call back to confirm the wires authenticity.
- Allow recurring wire payee and transaction information to be stored and reused for convenience and greater accuracy.
Within your Business Online account, create and submit wire transfer requests from your Granite Bank account quickly and securely.
- Securely send Granite Bank wire transfer requests from your desk or from your smartphone.
- Delegate wire authority to others while retaining final approval authority.
- Print or save reports of wire transfer history.
- Set up recurring wire transfers.
- Create and re-use wire transfer templates to save time.
Business Online Banking
Take greater control of your business accounts with Business Online Banking service. You will have secure access to give you 24/7 flexibility and time savings for many of your banking functions.
Control Employee Access
- Delegate access to employees as necessary to perform job duties
- Place address change requests, stop payment requests, receive notifications electronically
Improved Cash Flow
- Transfer funds between accounts in real time
Access to Reports
- Export account activity to QuickBooks, Quicken, MS Money, Excel
- Transfer funds until 6:00 p.m. CST
- The integrity and confidentiality of your deposits are protected by an encrypted data connection
Merchant Card Services
Running a competitive business today means meeting customer demands at every turn. Granite Bank’s Merchant Card services enable you to receive payments from credit and debit cards providing the payment flexibility your customers expect.
- Accept credit cards, debit cards, gift cards, smart cards, Apple Pay, mobile wallet & more
- Accept payments through your website
- Mobile Reader for cell phones and tablets
- Issue electronic gift cards for your business
- We provide all hardware and software needed
- Point-of-sale software program for restaurants
- Comprehensive training and ongoing support
Business Check Card
Leave your checkbook safely at the office and utilize the Granite Bank Business Check Card. It’s the easy way to track expenses, and accepted anywhere you see the MasterCard logo. You can have several cards for key employees and set user limits as well.
Contact us for more information.
Every good business needs a strong banking partner.
At Maple Bank, we’re here to help your business succeed. We believe it is the relationship that truly makes a difference. Our team of experienced bankers will take the time to listen to you, so we can understand your unique goals and plans for your business. then, we’ll offer customized solutions to help your business experience greater success.
Unlike many other banks, we don’t have a one-size-fits-all approach. Every customer is unique and important. this personalized approach sets us apart from other financial service providers. We'll visit you at your place of business to get to know you better, and we encourage you to contact us anytime we can be of assistance.