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By looking at your business' total financial picture we go beyond traditional business banking to provide an innovative and tailored solution through one relationship - something you just won't find anywhere else.
With access to specialists in areas such as cash management, financing, insurance, investments and retirement, we integrate the business services you need so that more of your business' funds are working harder - together.
Why work this way? In the end, it's about helping you and your business reach its full potential. And when your finances are working harder, together, you can manage your business more effectively and improve your bottom line.
Balance Information Reporting
Through your own computer, you can access your accounts at
any time to check balances, verify transactions or do reconcilements.
This easy access provides you with timely accuracy for forecasting
and decision-making.
Wire Transfers
This service is the fastest, most efficient method for transferring
money from one bank to another. Transfers improve your security
and allow for immediate use of collected funds at another institution.
ACH Origination
Companies can pay electronically through the Internet using
the Automated Clearing House.
Check Imaging
Rather than hassle with the storage of your canceled checks,
we provide you with copies of your canceled checks on three-hole
punch paper for easy retention and filing.
Funds Transfer
Funds may be transferred between any of your Maple Bank accounts
anytime, day or night.
Cash Concentration
Through the Automated Clearing House (ACH), Maple Bank offers
this service to give companies with multiple outlets the ability
to accumulate funds rapidly. Each outlet is able to make deposits
in a local bank, and with the use of the ACH network, it will
credit your concentration account for use of the funds the
next day. Cash Concentration Service reduces the clerical functions
and costs associated with funds gathering, and accelerates
the collectability and availability of your money.
Stop Payment
A stop payment order may be originated at any time.
Tax Payments
Using the Electronic Federal Tax Payment System (EFTPS),
companies can make payroll and estimated income tax deposits
quickly
and efficiently.
Zero Balance Accounts
These commercial checking accounts contain no cash balances.
At the close of each business day, funds from your master account
are transferred to the Zero Balance Accounts to cover payments,
or excess funds in the Zero Balance Accounts are transferred
to the master account.
Lock Box
With this service, your receipts are sent to the main local
post office from locations across the city, region, or country.
We pick up the receipts and process them, deposit the checks
in your account, and forward the remittance information.
A lock
box speeds up delivery, reduces the float period and accelerates
the conversion of your receivables into cash. It
saves time for your employees by eliminating the need to open
the mail, prepare the deposits and deliver them to the bank.
The added security of knowing your money is going directly
to your account, along with improved control and funds availability,
makes this program an excellent benefit for business owners.
Direct
Deposit of Payroll
This service allows your company to quickly and efficiently
transfer funds into an employee’s checking account, no
matter where they bank. This provides significant time and
cost savings and eliminates the preparation and processing
of checks. Direct deposit also strengthens your company’s
cash forecasting ability by minimizing the risk of lost, stolen
or forged checks.
Account Analysis
Maple Bank attempts to structure your services to maximize
the profitability of your banking relationship. Through analysis,
your accounts will be grouped together to get the credit you
deserve for all collected balances in all your accounts. This
reduces the expense for those companies required to keep multiple
accounts.
24-Hour Depository Service
Make
your deposit at your convenience anytime – days, nights
or weekends.
Telephone Banking
Use telephone banking during the day or
night to get balance information, transfer funds or fax a
current
statement. Please call (651) 405-9200.
Visa/MasterCard Merchant
Program and Corporate Cards
We will deliver and set-up your
Visa/MasterCard program, giving
you
faster access to income from your sales. We can also accommodate
your business corporate card needs.
Business ATM Card
Make
your deposits conveniently to a local ATM machine for immediate
credit to your account. Deposits
may be limited.
Third Party Deposit Service
Make your deposits at banking locations nationwide - always an office near you!
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